Homebuyers: Hesitation Costs More Than Rates

Prices aren’t crashing; growth slowed to ~1–2%, which is actually buyer leverage.
Mortgage rates stabilized after Fed held 3.5–3.75%, killing panic, not costs.
Hidden win: inventory is rising, but still scarce enough to block a true crash.
Experts’ secret: small rate drops can flood demand fast and erase buyer power.
Real flex is entry timing: buy livable, refinance later, build equity quietly.